Maternity Card Discounts – Affording Pregnancy Health Care

A good maternity card discount program can be worth it’s weight in gold, especially to those already pregnant. If you are involved in a surrogate pregnancy and have just found out that pregnancy health care is going to cost you more than you expected, read on to learn how to lower those bills, especially if your surrogate health insurance plan went awry.

It happens that many surrogate mothers and intended parents are put into an unexpected, and stressful, situation dealing with surrogate health insurance.

Like all surrogacy agreements, they peruse the surrogate’’s personal health insurance, see no surrogacy exclusions, and proceed with getting pregnant.

Then, weeks later, they find that suddenly the insurance company has gotten cold feet and will not cover the surrogate pregnancy!

This can happen with both traditional surrogacy and gestational surrogacy, and could put a high level of unneeded stress on both the intended parents and the surrogate mother.

It’s a terrifying situation because the surrogate mother is already pregnant,  it is difficult to find an insurance company that will provide pregnancy health care.   The prospect of paying cash for an entire pregnancy is daunting.

Everyone who has health insurance and has ever been to the doctor has seen the main benefit of an insurance company.  It is not necessarily that the insurance company pays most of the bill, its that they refuse to pay most of the bill.

Let me explain.

An Example: Last May, my husband had to go to the hospital to do a heart catheterization.  This was a test to see if he had blockages in his arteries.

Previous testing had failed to distinguish either way if that was the case.  So he went and hand the procedure done, outpatient, and luckily found out that he was just fine.

The hospital sent the bill to the insurance company, who then sent payment and a notice to us letting us know what our portion of the bill was going to be.  When we got the bill, we were shocked.  Not because of how much we needed to pay, but because of how much the hospital had charged.

For this one procedure, which was described to us as a test, the hospital charged just over $28,000.  Our insurance company, however, agreed to settle the claim for a mere $8,500.  That was almost $20,000 taken off the bill.

What would we have done without that insurance company?  Would we really have been expected to pay $28,000 for something that was obviously worth only $8,500?

The maternity card discount program I recommend is NOT an insurance company.

It is a pregnancy health care savings program, designed to give users an average of 40-60% or more off their doctor’s and hospital bills. They even negotiate directly to the hospital to save members more.

They are also able to get wholesale prices on things like ultrasounds and labs, saving their clients a substantial amount of money.

The best part about this maternity card discount program is that it can work with women who are already pregnant, which is critical in some of these situations.  And, its not just limited to maternity care (or to surrogate mothers). The entire family can benefit from discounts on health care, dental, and vision services.

This surrogate health insurance solution is also a good substitute for those who are not yet pregnant, but are weighing the costs of a decent maternity health insurance policy.   I’’ve seen intended parents spend thousands upon thousands of dollars for a policy with a ten thousand dollar deductible, only to have the policy unused in the end.

This discount program will cost you, monthly, less than taking the family out to dinner. (And actually, if you do have one of those policies, you still might want to find out more about this discount program….it’s very inexpensive and could still save you some considerable cash.)

Requesting more information about this maternity card discount program is free.  Simply fill out the following form.  Jayme, the Benefits Specialist recommended by Information on Surrogacy will give you a call in the next couple days to answer all your questions and get you set up.

Please Note: Jayme is NOT an attorney, and NOT a surrogacy coordinator. She is a specialist in this maternity discount program, and can help you with THIS aspect of your journey ONLY.

Also, if you have arrived at this site looking for maternity coverage, but are not involved with surrogacy, Jayme can help you too. Just fill out the form.

 Maternity Discount Information

 

At Information on Surrogacy we want to make sure the best services are within your grasp. Are you pregnant with no insurance, or is your surrogate mother pregnant with no health insurance? You NEED to get more information on this discount maternity card by filling out the form. The information is free; you have nothing to lose.


I should note that Information on Surrogacy does receive a commission on this discount maternity card if you purchase it. This type of purchase helps to make this site possible.

I should also note that I personally use this discount card, as does my family. I only recommend products I have personal experience with. This program is not what was formerly known as Maternity Advantage, which called themselves the maternity card. I do not currently recommend Maternity Advantage’s maternity card.

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